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P5 Payment Change Calculator

Dec 2025 vs Jan 2026 — Cascading Bucket System

Your Herd:
%
%
5.90%
T1 Only(<2.0)
T1+T2 💰(2.0-2.2)
T1+T2+NP(>2.2)
Butterfat %Protein %
3.0%3.1%3.2%3.3%3.4%3.5%3.6%
4.0%
+3.35%
+3.36%
+3.37%
+3.38%
+3.39%
+3.40%
+3.41%
4.1%
+3.21%
+3.34%
+3.37%
+3.38%
+3.39%
+3.40%
+3.41%
4.2%
+2.97%
+3.09%
+3.21%
+3.33%
+3.39%
+3.40%
+3.41%
4.3%
+2.74%
+2.86%
+2.97%
+3.09%
+3.21%
+3.33%
+3.41%
4.4%
+2.52%
+2.63%
+2.74%
+2.85%
+2.96%
+3.08%
+3.20%
4.5%
+2.42%
+2.41%
+2.51%
+2.62%
+2.73%
+2.84%
+2.96%
4.6%
+2.43%
+2.42%
+2.41%
+2.40%
+2.51%
+2.62%
+2.73%
4.7%
+2.44%
+2.43%
+2.42%
+2.41%
+2.40%
+2.39%
+2.50%
4.8%
+2.45%
+2.44%
+2.43%
+2.42%
+2.41%
+2.40%
+2.40%

December 2025

Ratios: T1 < 2.0 · T2 2.0–2.2 · NP > 2.2

  • Fat: $/kg
  • T1 Protein (<2.0): $/kg
  • T2 Protein (2.0–2.2): $/kg
  • No Pay (>2.2)
  • OS: $/kg

January 2026

Ratios: T1 < 2.0 · T2 2.0–2.2 · NP > 2.2

  • Fat: $/kg
  • T1 Protein (<2.0): $/kg
  • T2 Protein (2.0–2.2): $/kg
  • No Pay (>2.2)
  • OS: $/kg

🎯 Target the Green Zone (2.0–2.2 ratio)

Producers in the green-bordered cells are maximizing income — they fill Tier 1 completely AND capture the Tier 2 protein bonus without spilling into unpaid territory.

Gold border = leaving money on the table. Grey cells with red border = producing unpaid milk — even if revenue goes up slightly, overall profitability goes down due to inefficiency.

WMP Revenue Impact

Western Milk Pool (Alberta) payment ratio calculator — 85/10/5 vs 70/25/5 policy change

View WMP calculator

SNF Visualizer

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SNF Calculator

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Special thanks to Roger Boerson and Henry Verhoog for their insights on maximizing P5 payment strategies.